Cookie Policy - Ria Money Transfer

Cookie Policy

The Entity's websites use either its own cookies or those of third parties for the purpose of improving its services and operations, as well as to optimize user experience. Therefore, it is our understanding that if you continue browsing or registering/installing the corresponding service application and do not disable the cookies, you are in agreement with the use of the same.

The purpose of this Policy is to help you understand how the Entity uses cookies, the purpose of the cookies used, as well as the options available to you to manage them.

1. WHAT ARE COOKIES?

Cookies are files that are downloaded onto the user's equipment for the purpose of gathering data, and which are essential for the proper functioning of Web pages, applications or any other website of the Entity that provides benefits to the user, providing him with the ability to browse and use them, and which may be updated and recovered by the entity responsible for their installation.

Cookies may only be read by the service or application that issued them, and in no case are they executable files, nor can the be propagated or contain a virus. Likewise, the Entity's own cookies that are used on its websites do not gather personal user data (first names, last names, address, bank data or of any other type). In addition, in order to improve your privacy, the IP address has been coded and a record of the same is maintained, so that in this manner the information obtained through the cookie service used by the Entity is only statistical in nature and is completely anonymous.

In addition, for its applications and services, the Entity uses Google Analytics and Adobe Analytics services, which process information on the Entity's behalf about how the application and/or service is used, with the sole purpose of providing the activity reports for the same.

For additional information, consult the Privacy Center of each of the analytical tools:

Adobe Analytics: http://www.adobe.com/privacy/marketing-cloud.html

2. TYPOLOGY OF COOKIES USED BY THE ENTITY

The cookies used by the Entity are:

1. Based on the entity that manages them:

Own cookies : These are the cookies that are sent to the user's terminal equipment from a computer or domain managed by the group, and from which the service requested by the user is rendered.

Third-party cookies : These are the cookies that are sent to the user's terminal equipment from a computer or domain that may or may not be managed by the group, with a third party processing the data obtained through the cookies.

2. Based on the time period during which they remain activated on the terminal equipment:

Session cookies : These are the cookies that are designed to gather and store data while the user accesses a web page or an application. They are used for storing information that is worth saving only for the purpose of rendering the service requested by the user on a single occasion.

Persistent cookies : These are cookies in which data remain stored on the terminal and which can be accesses and processed during the period defined by the group, which can vary from a few minutes to several years.

3. Based on the purpose for which the data obtained through the cookies is processed:

Technical cookies : These are cookies that allow the user to navigate through a web page, platform, or application and to use the various options or services that exist there.

Customization cookies : These are cookies that allow the user to access the services with certain predefined characteristics of a general nature, based on a set of criteria existing in the user's terminal (for example, the language, the type of browser used to access the service, the regional configuration from which the service is accessed, etc.).

Analysis cookies : These cookies allow for follow-up and analysis of the behavior of users of the web sites to which they are linked. The information gathered through this type of cookies is used to measure the activity of web sites, applications, or platforms, and to prepare browsing profiles of the users of such sites, in order to introduce improvements based on an analysis of data indicating how users use the service. You can query they analysis cookies used by the Entity in the following

o Advertising cookies: These are cookies that provide for the most effective possible management of the advertising spaces, if any, that have been included on a web page, application or platform from which the requested service is rendered, based on criteria such as edited content or the frequency with which advertisements are shown. The Entity does not integrate cookies of this type into the web services rendered to the user.

o Behavioral advertising cookies: These are cookies that provide for the most effective possible management of the advertising spaces, if any, that have been included on a web age, application, or platform from which the requested service is rendered. These cookies store behavioral information about the users, obtained through continuous observation of their browsing habits, making it possible to develop a specific profile in order to display advertising on that basis. The Entity does not integrate cookies of this type into the web services rendered to the user.

3. COOKIE CONFIGURATION

You can disable the use of cookies whenever you wish to, using the configuration/setting options of your browser in order to block, restrict, disable, or delete the acceptance of cookies. Nevertheless, we remind you that, in the event that you decide to change the cookie configuration, the service rendered through the various websites in the group could be affected partially or completely.

.RIAAUTH

Session based cookie that controls the logged in state of the user and what they are allowed to access on the site.

.RIADEFAULTS

Cookie used to store default country and currency so returning users have a customized experience and do not have to change the country and currency on each different visit.

.RIACULTURE

Used to store the default site culture so content is localized to user on returning visits to the site, which acts as a default language to the user.

.RIADEVICE, .RIADEVICEVERIFIED

These cookies are used to detect if a device has been previously used to control the experience that the user has happen

ASP.NET_SessionId

This cookie stores a unique identifier for your session.

_ga, _gat, optimizelyBuckets, optimizelyEndUserId, optimizelyPendingLogEvents, Xtl_cta_tickle_shown, xtl_file, ki_r, ki_t, ki_u

Used to measure the effectiveness of online marketing campaigns and to ensure we only send you information which is relevant to you. For more information or to reject or delete this cookie visit: http://www.aboutcookies.org

s_pers, s_sess, s_vi

Provides anonymised statistical information regarding volume of usage, pages viewed, sources of traffic etc. This information allows us to identify and understand our customers’ needs. We then update the website to make it more relevant to visitors. For more information or to reject or delete this cookie visit www.aboutcookies.org which contains comprehensive information on how to do this on a wide variety of browsers.

ARRAffinity

This cookie is set by websites run on the Windows Azure cloud platform. It is used for load balancing to make sure the visitor page requests are routed to the same server in any browsing session.

__RequestVerificationToken_XXXXXXXXXXXXX

Ensures the security of the data entered by users into forms

In addition, we provide links to the support for the main Web browsers on the market, where you can ask how to change your cookie settings:

4. REVIEW OF THE COOKIE POLICY

The Entity will review the Cookie Policy yearly, unless there are regulatory or other types of demands that make it necessary to adapt the Policy more frequently. Therefore, users are advised to consult the content of the policy on a regular basis.

For more information about cookies, you can consult the Guide on the use of cookies of the Spanish Agency for Data Protection (PDF, 630 KB) .